Find out what there is to know about Life Insurance
01.
What is Life Insurance?
Life insurance offers financial security for your loved ones in the event of your death, providing either a lump sum or regular payments to the beneficiaries you choose.
Whether the funds are used to pay off a mortgage or replace lost income for your dependents, having a life insurance policy in place brings peace of mind, knowing your family will be supported during a difficult time.
The payout amount depends on the level and type of cover you choose. If you’re unsure about which life insurance policy is right for you, we’re here to help. Our expert guidance will ensure you make an informed decision, so your protection is tailored to your needs.
02.
Do I need Life Insurance cover?
The absence of life cover can have a serious financial impact on those you leave behind. If you’re the primary earner or share financial responsibilities—such as mortgage payments and household expenses—your loved ones could be left struggling to maintain their standard of living.
Depending on government assistance or other limited support may not be enough to meet their needs. That’s why securing life insurance is a vital step in protecting your family’s future and ensuring their financial stability.
For less than the price of a takeaway coffee each week, you can put essential protection in place—covering the unexpected consequences of illness, accident, or death.
When we talk to our clients about protection, we focus on value, not just cost—because peace of mind is truly priceless.
03.
What Life Insurance cover is right for me?
Tailored Life Insurance to Suit Your Needs
We know that everyone’s circumstances are unique—which is why we work with a carefully selected panel of trusted insurance providers to offer a range of life insurance options tailored specifically to you.
By partnering with leading insurers such as Aviva, Zurich, and The Exeter, we can help you find cover that includes only what you need, for as long as you need it. We also offer joint life insurance policies, providing protection for both you and your partner under one plan.
Whether your goal is to:
Replace your income
Maintain your family’s lifestyle
Cover health and living expenses in the case of terminal illness
Fund your children’s education
Pay off your mortgage in the event of your death
—we’re here to help you find the right policy to give you and your loved ones financial peace of mind.
What can Mortgages and Insurers Solutions do for you?
At Mortgages and Insurers Solutions, our goal is to help you find insurance cover that truly fits your lifestyle. With so many policy options on the market, it’s easy to choose one that doesn’t reflect your actual needs—leaving you paying for cover that may not benefit you.
That’s why we take the time to get to know you—your priorities, your concerns, and your goals—so we can recommend insurance solutions that are genuinely right for you.
Through exclusive partnerships with trusted insurers, we offer tailored policies that often include added benefits not typically available through standard plans. For instance, our life insurance options can be enhanced with extras like global treatment and fracture cover—for as little as £1–£2 more per month.
We’re always here to answer your questions, offer support, and ensure you feel confident in your cover—every step of the way.